1. Introduction
This Credit Reporting Policy outlines how ANL Lighting Australia Pty Ltd handles credit reporting information in compliance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
2. Collection of Credit Information
We may collect credit information as part of our credit assessment and management processes. This information includes:
- Credit history and creditworthiness
- Credit applications and transactions
- Information provided by credit reporting agencies
3. Use of Credit Information
We use credit information for the following purposes:
- To assess your credit application
- To manage and review credit accounts
- To make decisions regarding credit limits and terms
- To collect overdue payments and manage debts
4. Disclosure of Credit Information
We may disclose credit information to:
- Credit reporting agencies
- Debt collection agencies
- Our financial institutions and service providers
- Other parties as required by law or with your consent
5. Access to Credit Information
You have the right to access and correct your credit information. To request access or correction, please contact us using the details provided below.
6. Handling of Credit Information
We ensure that credit information is handled securely and in accordance with applicable laws. We take reasonable steps to protect this information from unauthorized access, use, or disclosure.
7. Complaints and Disputes
If you have a complaint regarding our handling of credit information, please contact us. We will investigate your complaint and respond to you in a timely manner.
8. Contact Us
For any questions or concerns about this Credit Reporting Policy or credit information, please contact us at:
ANL Lighting Australia Pty Ltd
5/97 Lewis Rd, Wantirna South VIC 3152
sales@anllighting.com.au
(03) 8833 7000